Products

One desk, agency through investor

A file that falls out of agency is re-run here rather than returned to you. If a scenario sits between two credit boxes, the desk will tell you which one it belongs in before you order the appraisal. 11 programmes across 4 credit boxes.

Agency & jumbo

2 programmes

Non-QM income documentation

3 programmes

DSCR & investor

4 programmes

Second liens & HELOC

2 programmes

These are typical-case figures, not the investor matrix. Replace every number with the published guideline before this page goes live — a broker will quote a borrower from it. Agency limits follow the FHFA schedule and move each January. Overlays, reserve requirements and property-type restrictions live in the full guidelines, which your account executive sends at approval. No figure here is a commitment to lend.

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