Products · DSCR & investor
Rental Income Qualify, Investment Only
Underwritten on the property rather than the borrower. Rent over the full payment is the whole test — no personal income documented, no employment verified, entity vesting standard and expected.
Ratios from 0.75x, which means a property that does not quite cover itself is still a file rather than a decline. One to four units.
Program highlights
Figures are the programme maximum at a glance. A file rarely qualifies at the maximum on two axes at once, and the guideline in force on the lock date governs. Nothing here is a commitment to lend.
Questions
The appraiser's market rent schedule, Form 1007. A signed lease governs where one exists and the rent is supported.
Yes. A twelve-month platform history is used where there is one, and a market projection where there is not.
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